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CardCurator — Rewards Intelligence
Card Comparison

U.S. BANK CASH+ vs Wells Fargo Autograph Journey

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

U.S. BANK CASH+ card art
U.S. Bank Cash Rewards
U.S. BANK CASH+
U.S. Bank
More Info
Wells Fargo Autograph Journey card art
Wells Fargo Autograph Rewards
Wells Fargo Autograph Journey
Wells Fargo
More Info
Annual Fee
No annual fee
$95/yr
Foreign Fees
None
None
Signup Bonus
200 points
Spend $1,000 in 3 months
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
  • Choice Categories (2 selected) 5x
  • Travel Center 5x
  • Everyday Category (1 selected) 2x
  • Hotels 5x
  • Airlines 4x
  • Other Travel and Restaurants 3x
Reward Type
cashback
miles
Key Credits
None
  • Annual Statement Credit $50
Transfer Partners
Cash back only
No transfer partners
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Common Questions: U.S. BANK CASH+ vs Wells Fargo Autograph Journey

Is the U.S. BANK CASH+ or Wells Fargo Autograph Journey better for dining?

U.S. BANK CASH+ has no dining bonus; Wells Fargo Autograph Journey earns 3x on dining.

Which has the higher signup bonus in 2026?

U.S. BANK CASH+ currently offers 200 pts signup bonus (spend $1,000 in 3 months). Wells Fargo Autograph Journey offers 60,000 pts signup bonus (spend $4,000 in 3 months). Wells Fargo Autograph Journey has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the U.S. BANK CASH+ and the Wells Fargo Autograph Journey?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. U.S. BANK CASH+ is from U.S. Bank and Wells Fargo Autograph Journey is from Wells Fargo, so they're governed by separate bank policies.