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CardCurator — Rewards Intelligence
Card Comparison

U.S Bank Business Leverage vs Wells Fargo Autograph Journey

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

U.S Bank Business Leverage card art
U.S. Bank FlexPerks
U.S Bank Business Leverage
U.S. Bank
More Info
Wells Fargo Autograph Journey card art
Wells Fargo Autograph Rewards
Wells Fargo Autograph Journey
Wells Fargo
More Info
Annual Fee
$95/yr
$95/yr
Foreign Fees
3%
None
Signup Bonus
75,000 points
Spend $7,500 in 4 months
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
  • U.S. Bank Travel Center 5x
  • Top 2 Spending Categories (Automatic) 2x
  • All Other Purchases 1x
  • Hotels 5x
  • Airlines 4x
  • Other Travel and Restaurants 3x
Reward Type
miles
miles
Key Credits
None
  • Annual Statement Credit $50
Transfer Partners
No transfer partners
  • Aer Lingus AerClub
  • Flying Blue
  • Avianca LifeMiles
  • British Airways Executive Club
  • Iberia Plus
  • +3 more
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Common Questions: U.S Bank Business Leverage vs Wells Fargo Autograph Journey

Is the U.S Bank Business Leverage or Wells Fargo Autograph Journey better for dining?

U.S Bank Business Leverage has no dining bonus; Wells Fargo Autograph Journey earns 3x on dining.

Which has the higher signup bonus in 2026?

U.S Bank Business Leverage currently offers 75,000 pts signup bonus (spend $7,500 in 4 months). Wells Fargo Autograph Journey offers 60,000 pts signup bonus (spend $4,000 in 3 months). U.S Bank Business Leverage has the larger bonus.

Which card is better for international travel?

Wells Fargo Autograph Journey charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.

Can I hold both the U.S Bank Business Leverage and the Wells Fargo Autograph Journey?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. U.S Bank Business Leverage is from U.S. Bank and Wells Fargo Autograph Journey is from Wells Fargo, so they're governed by separate bank policies.