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CardCurator — Rewards Intelligence
Card Comparison

The Platinum Card from American Express vs Wells Fargo Signify Business Cash

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

The Platinum Card from American Express card art
American Express Membership Rewards
The Platinum Card from American Express
American Express
More Info
Wells Fargo Signify Business Cash card art
Wells Fargo Cash Rewards
Wells Fargo Signify Business Cash
Wells Fargo
More Info
Annual Fee
$895/yr
No annual fee
Foreign Fees
None
3%
Signup Bonus
175,000 points
Spend $12,000 in 6 months
50,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • Flights (Direct or Amex Travel) 5x
  • Prepaid Hotels (Amex Travel) 5x
  • All Other Purchases 1x
  • All Purchases 1.5x
Reward Type
miles
cashback
Key Credits
  • Prepaid Hotel Credit $200
  • Uber Cash $15
  • Airline Fee Credit $200
  • +4 more
None
Card Perks
  • Centurion Lounge Access
  • Priority Pass Select
  • Delta Sky Club Access
  • +6 more
None listed
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
Cash back only
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Common Questions: The Platinum Card from American Express vs Wells Fargo Signify Business Cash

Is the The Platinum Card from American Express or Wells Fargo Signify Business Cash better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

The Platinum Card from American Express currently offers 175,000 pts signup bonus (spend $12,000 in 6 months). Wells Fargo Signify Business Cash offers 50,000 pts signup bonus (spend $5,000 in 3 months). The Platinum Card from American Express has the larger bonus.

Which card is better for international travel?

The Platinum Card from American Express charges no foreign transaction fees — the better pick for international use. Wells Fargo Signify Business Cash charges 3% on foreign purchases.

Can I hold both the The Platinum Card from American Express and the Wells Fargo Signify Business Cash?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. The Platinum Card from American Express is from American Express and Wells Fargo Signify Business Cash is from Wells Fargo, so they're governed by separate bank policies.