The Platinum Card from American Express vs United Club℠ Infinite Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Flights (Direct or Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- All Other Purchases 1x
- United Purchases 4x
- Dining 2x
- Hotel Stays 2x
- Prepaid Hotel Credit $200
- Uber Cash $15
- Airline Fee Credit $200
- +4 more
- Global Entry/TSA PreCheck Credit $120
- IHG Rewards Credit $120
- Centurion Lounge Access
- Priority Pass Select
- Delta Sky Club Access
- +6 more
- United Club Membership
- Free First and Second Checked Bags
- Premier Access
- +1 more
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: The Platinum Card from American Express vs United Club℠ Infinite Card
Is the The Platinum Card from American Express or United Club℠ Infinite Card better for dining?
The Platinum Card from American Express has no dining bonus; United Club℠ Infinite Card earns 2x on dining.
Which has the higher signup bonus in 2026?
The Platinum Card from American Express currently offers 175,000 pts signup bonus (spend $12,000 in 6 months). United Club℠ Infinite Card offers 90,000 pts signup bonus (spend $5,000 in 3 months). United Club℠ Infinite Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the The Platinum Card from American Express and the United Club℠ Infinite Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. The Platinum Card from American Express is from American Express and United Club℠ Infinite Card is from Chase, so they're governed by separate bank policies.