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Card Comparison

The Platinum Card from American Express Exclusively for Morgan Stanley vs U.S. Bank Business Altitude Power

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

The Platinum Card from American Express Exclusively for Morgan Stanley card art
American Express Membership Rewards
The Platinum Card from American Express Exclusively for Morgan Stanley
American Express
More Info
U.S. Bank Business Altitude Power card art
U.S. Bank FlexPerks
U.S. Bank Business Altitude Power
U.S. Bank
More Info
Annual Fee
$895/yr
$195/yr
Foreign Fees
None
None
Signup Bonus
150,000 points
Spend $12,000 in 6 months
75,000 points
Spend $10,000 in 3 months
Top Earn Rates
  • Flights (Direct or Amex Travel) 5x
  • Prepaid Hotels (Amex Travel) 5x
  • All Other Purchases 1x
  • Hotels Prepaid 6x
  • Car Rentals 6x
  • Mobile Wallet 2.5x
Reward Type
miles
miles
Key Credits
  • Hotel Credit $300
  • Uber Cash $200
  • Uber One Credit $120
  • +2 more
None
Card Perks
  • Centurion Lounge Access
  • Priority Pass Select
  • Fine Hotels + Resorts
  • +2 more
  • Priority Pass (~$200/yr)
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners
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Common Questions: The Platinum Card from American Express Exclusively for Morgan Stanley vs U.S. Bank Business Altitude Power

Is the The Platinum Card from American Express Exclusively for Morgan Stanley or U.S. Bank Business Altitude Power better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

The Platinum Card from American Express Exclusively for Morgan Stanley currently offers 150,000 pts signup bonus (spend $12,000 in 6 months). U.S. Bank Business Altitude Power offers 75,000 pts signup bonus (spend $10,000 in 3 months). The Platinum Card from American Express Exclusively for Morgan Stanley has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the The Platinum Card from American Express Exclusively for Morgan Stanley and the U.S. Bank Business Altitude Power?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. The Platinum Card from American Express Exclusively for Morgan Stanley is from American Express and U.S. Bank Business Altitude Power is from U.S. Bank, so they're governed by separate bank policies.