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Card Comparison

The Platinum Card from American Express Exclusively for Charles Schwab vs U.S Bank Business Leverage

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

The Platinum Card from American Express Exclusively for Charles Schwab card art
American Express Membership Rewards
The Platinum Card from American Express Exclusively for Charles Schwab
American Express
More Info
U.S Bank Business Leverage card art
U.S. Bank FlexPerks
U.S Bank Business Leverage
U.S. Bank
More Info
Annual Fee
$895/yr
$95/yr
Foreign Fees
None
3%
Signup Bonus
150,000 points
Spend $12,000 in 6 months
$750 credit
Spend $7,500 in 4 months
Top Earn Rates
  • Flights (Direct or Amex Travel) 5x
  • Prepaid Hotels (Amex Travel) 5x
  • All Other Purchases 1x
  • U.S. Bank Travel Center 5x
  • Top 2 Spending Categories (Automatic) 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Hotel Credit $300
  • Uber Cash $200
  • Uber One Credit $120
  • +2 more
None
Card Perks
  • Centurion Lounge Access
  • Priority Pass Select
  • Fine Hotels + Resorts
  • +2 more
None listed
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners
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Common Questions: The Platinum Card from American Express Exclusively for Charles Schwab vs U.S Bank Business Leverage

Is the The Platinum Card from American Express Exclusively for Charles Schwab or U.S Bank Business Leverage better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

The Platinum Card from American Express Exclusively for Charles Schwab currently offers 150,000 pts signup bonus (spend $12,000 in 6 months). U.S Bank Business Leverage offers $750 signup bonus (spend $7,500 in 4 months). The Platinum Card from American Express Exclusively for Charles Schwab has the larger bonus.

Which card is better for international travel?

The Platinum Card from American Express Exclusively for Charles Schwab charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.

Can I hold both the The Platinum Card from American Express Exclusively for Charles Schwab and the U.S Bank Business Leverage?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. The Platinum Card from American Express Exclusively for Charles Schwab is from American Express and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.