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Card Comparison

The Platinum Card from American Express Exclusively for Charles Schwab vs U.S. Bank Business Altitude Connect

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

The Platinum Card from American Express Exclusively for Charles Schwab card art
American Express Membership Rewards
The Platinum Card from American Express Exclusively for Charles Schwab
American Express
More Info
U.S. Bank Business Altitude Connect card art
U.S. Bank FlexPerks
U.S. Bank Business Altitude Connect
U.S. Bank
More Info
Annual Fee
$895/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
150,000 points
Spend $12,000 in 6 months
60,000 points
Spend $6,000 in 6 months
Top Earn Rates
  • Flights (Direct or Amex Travel) 5x
  • Prepaid Hotels (Amex Travel) 5x
  • All Other Purchases 1x
  • Hotels 5x
  • Car Rentals 5x
  • Travel 4x
Reward Type
miles
miles
Key Credits
  • Hotel Credit $300
  • Uber Cash $200
  • Uber One Credit $120
  • +2 more
  • Ride Share $25
Card Perks
  • Centurion Lounge Access
  • Priority Pass Select
  • Fine Hotels + Resorts
  • +2 more
  • Priority Pass (~$200/yr)
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners
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Common Questions: The Platinum Card from American Express Exclusively for Charles Schwab vs U.S. Bank Business Altitude Connect

Is the The Platinum Card from American Express Exclusively for Charles Schwab or U.S. Bank Business Altitude Connect better for dining?

The Platinum Card from American Express Exclusively for Charles Schwab has no dining bonus; U.S. Bank Business Altitude Connect earns 2x on dining.

Which has the higher signup bonus in 2026?

The Platinum Card from American Express Exclusively for Charles Schwab currently offers 150,000 pts signup bonus (spend $12,000 in 6 months). U.S. Bank Business Altitude Connect offers 60,000 pts signup bonus (spend $6,000 in 6 months). The Platinum Card from American Express Exclusively for Charles Schwab has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the The Platinum Card from American Express Exclusively for Charles Schwab and the U.S. Bank Business Altitude Connect?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. The Platinum Card from American Express Exclusively for Charles Schwab is from American Express and U.S. Bank Business Altitude Connect is from U.S. Bank, so they're governed by separate bank policies.