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CardCurator — Rewards Intelligence
Card Comparison

The Business Platinum Card from American Express vs Wells Fargo Autograph Journey

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

The Business Platinum Card from American Express card art
American Express Membership Rewards
The Business Platinum Card from American Express
American Express
More Info
Wells Fargo Autograph Journey card art
Wells Fargo Autograph Rewards
Wells Fargo Autograph Journey
Wells Fargo
More Info
Annual Fee
$895/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
300,000 points
Spend $20,000 in 3 months
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
  • Flights (Amex Travel) 5x
  • Prepaid Hotels (Amex Travel) 5x
  • Purchases $5,000+ 1.5x
  • Hotels 5x
  • Airlines 4x
  • Other Travel and Restaurants 3x
Reward Type
miles
miles
Key Credits
  • Dell Technologies Credit $200
  • Indeed Credit $360
  • Adobe Credit $150
  • +3 more
  • Annual Statement Credit $50
Card Perks
  • Centurion Lounge Access
  • Priority Pass Select
  • Fine Hotels + Resorts
  • +5 more
None listed
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
  • Aer Lingus AerClub
  • Flying Blue
  • Avianca LifeMiles
  • British Airways Executive Club
  • Iberia Plus
  • +3 more
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Common Questions: The Business Platinum Card from American Express vs Wells Fargo Autograph Journey

Is the The Business Platinum Card from American Express or Wells Fargo Autograph Journey better for dining?

The Business Platinum Card from American Express has no dining bonus; Wells Fargo Autograph Journey earns 3x on dining.

Which has the higher signup bonus in 2026?

The Business Platinum Card from American Express currently offers 300,000 pts signup bonus (spend $20,000 in 3 months). Wells Fargo Autograph Journey offers 60,000 pts signup bonus (spend $4,000 in 3 months). The Business Platinum Card from American Express has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the The Business Platinum Card from American Express and the Wells Fargo Autograph Journey?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. The Business Platinum Card from American Express is from American Express and Wells Fargo Autograph Journey is from Wells Fargo, so they're governed by separate bank policies.