The Business Platinum Card from American Express vs United℠ Business Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Flights (Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- Purchases $5,000+ 1.5x
- United Purchases 2x
- Dining 2x
- Gas Stations 2x
- Dell Technologies Credit $200
- Indeed Credit $360
- Adobe Credit $150
- +3 more
- Centurion Lounge Access
- Priority Pass Select
- Fine Hotels + Resorts
- +5 more
- Two United Club One-Time Passes (~$100/yr)
- Free First Checked Bag (~$160/yr)
- Priority Boarding
- +2 more
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: The Business Platinum Card from American Express vs United℠ Business Card
Is the The Business Platinum Card from American Express or United℠ Business Card better for dining?
The Business Platinum Card from American Express has no dining bonus; United℠ Business Card earns 2x on dining.
Which has the higher signup bonus in 2026?
The Business Platinum Card from American Express currently offers 300,000 pts signup bonus (spend $20,000 in 3 months). United℠ Business Card offers 100,000 pts signup bonus (spend $5,000 in 3 months). The Business Platinum Card from American Express has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the The Business Platinum Card from American Express and the United℠ Business Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. The Business Platinum Card from American Express is from American Express and United℠ Business Card is from Chase, so they're governed by separate bank policies.