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CardCurator — Rewards Intelligence
Card Comparison

TD Cash Credit Card vs Visa Signature® Flagship Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

TD Cash Credit Card card art
TD Bank Cash Back
TD Cash Credit Card
TD Bank
More Info
Visa Signature® Flagship Rewards card art
Navy Federal Credit Union
Visa Signature® Flagship Rewards
Navy Federal Credit Union
More Info
Annual Fee
No annual fee
$49/yr
Foreign Fees
3%
None
Signup Bonus
20,000 points
Spend $1,000 in 3 months
35,000 points
Spend $3,500 in 3 months
Top Earn Rates
  • One of these categories: Dining, Entertainment, Gas Stations, Grocery Stores and Travel 3x
  • One of these categories: Dining, Entertainment, Gas Stations, Grocery Stores and Travel 2x
  • All Other Purchases 1x
  • Travel 3x
  • All Other Purchases 2x
Reward Type
cashback
cashback
Key Credits
None
  • Amazon Prime $139
  • Global Entry/TSA PreCheck Credit $120
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Common Questions: TD Cash Credit Card vs Visa Signature® Flagship Rewards

Is the TD Cash Credit Card or Visa Signature® Flagship Rewards better for dining?

TD Cash Credit Card earns 3x on dining; Visa Signature® Flagship Rewards has no dining bonus.

Which has the higher signup bonus in 2026?

TD Cash Credit Card currently offers 20,000 pts signup bonus (spend $1,000 in 3 months). Visa Signature® Flagship Rewards offers 35,000 pts signup bonus (spend $3,500 in 3 months). Visa Signature® Flagship Rewards has the larger bonus.

Which card is better for international travel?

Visa Signature® Flagship Rewards charges no foreign transaction fees — the better pick for international use. TD Cash Credit Card charges 3% on foreign purchases.

Can I hold both the TD Cash Credit Card and the Visa Signature® Flagship Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. TD Cash Credit Card is from TD Bank and Visa Signature® Flagship Rewards is from Navy Federal Credit Union, so they're governed by separate bank policies.