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CardCurator — Rewards Intelligence
Card Comparison

TD Cash Credit Card vs U.S. BANK CASH+

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

TD Cash Credit Card card art
TD Bank Cash Back
TD Cash Credit Card
TD Bank
More Info
U.S. BANK CASH+ card art
U.S. Bank Cash Rewards
U.S. BANK CASH+
U.S. Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
3%
None
Signup Bonus
20,000 points
Spend $1,000 in 3 months
200 points
Spend $1,000 in 3 months
Top Earn Rates
  • One of these categories: Dining, Entertainment, Gas Stations, Grocery Stores and Travel 3x
  • One of these categories: Dining, Entertainment, Gas Stations, Grocery Stores and Travel 2x
  • All Other Purchases 1x
  • Choice Categories (2 selected) 5x
  • Travel Center 5x
  • Everyday Category (1 selected) 2x
Reward Type
cashback
cashback
Key Credits
None
None
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Common Questions: TD Cash Credit Card vs U.S. BANK CASH+

Is the TD Cash Credit Card or U.S. BANK CASH+ better for dining?

TD Cash Credit Card earns 3x on dining; U.S. BANK CASH+ has no dining bonus.

Which has the higher signup bonus in 2026?

TD Cash Credit Card currently offers 20,000 pts signup bonus (spend $1,000 in 3 months). U.S. BANK CASH+ offers 200 pts signup bonus (spend $1,000 in 3 months). Both bonuses are roughly equal in value.

Which card is better for international travel?

U.S. BANK CASH+ charges no foreign transaction fees — the better pick for international use. TD Cash Credit Card charges 3% on foreign purchases.

Can I hold both the TD Cash Credit Card and the U.S. BANK CASH+?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. TD Cash Credit Card is from TD Bank and U.S. BANK CASH+ is from U.S. Bank, so they're governed by separate bank policies.