TD Business Solutions Credit Card vs United Club Business
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- All Purchases 2x
- United Purchases 4x
- Dining 2x
- Hotel Stays 2x
- Global Entry/TSA PreCheck Credit $120
- IHG Rewards Credit $120
- United Club Membership
- Free First and Second Checked Bags
- Premier Access
- +1 more
Common Questions: TD Business Solutions Credit Card vs United Club Business
Is the TD Business Solutions Credit Card or United Club Business better for dining?
TD Business Solutions Credit Card has no dining bonus; United Club Business earns 2x on dining.
Which has the higher signup bonus in 2026?
TD Business Solutions Credit Card currently offers 25,000 pts signup bonus (spend $1,500 in 3 months). United Club Business offers 8,000 pts signup bonus (spend $5,000 in 3 months). United Club Business has the larger bonus.
Which card is better for international travel?
United Club Business charges no foreign transaction fees — the better pick for international use. TD Business Solutions Credit Card charges 3% on foreign purchases.
Can I hold both the TD Business Solutions Credit Card and the United Club Business?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. TD Business Solutions Credit Card is from TD Bank and United Club Business is from Chase, so they're governed by separate bank policies.