Card Comparison
Southwest Premier vs United Club℠ Infinite Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$149/yr
$695/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $3,000 in 3 months
90,000 points
Spend $5,000 in 3 months
Top Earn Rates
- Southwest Purchases 3x
- Grocery Stores and Restaurants 2x
- All Other Purchases 1x
- United Purchases 4x
- Dining 2x
- Hotel Stays 2x
Reward Type
miles
miles
Key Credits
None
- Global Entry/TSA PreCheck Credit $120
- IHG Rewards Credit $120
Card Perks
None listed
- United Club Membership
- Free First and Second Checked Bags
- Premier Access
- +1 more
Spend Milestones
- 1,500 Tier Qualifying Points toward A-List statusAfter $5,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
Common Questions: Southwest Premier vs United Club℠ Infinite Card
Is the Southwest Premier or United Club℠ Infinite Card better for dining?
Southwest Premier earns 2x on dining; United Club℠ Infinite Card earns 2x on dining. Southwest Premier wins for dining.
Which has the higher signup bonus in 2026?
Southwest Premier currently offers 85,000 pts signup bonus (spend $3,000 in 3 months). United Club℠ Infinite Card offers 90,000 pts signup bonus (spend $5,000 in 3 months). Southwest Premier has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Southwest Premier and the United Club℠ Infinite Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.