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CardCurator — Rewards Intelligence
Card Comparison

Southwest Plus vs Wells Fargo Autograph Journey

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Southwest Plus card art
Southwest Rapid Rewards
Southwest Plus
Chase
More Info
Wells Fargo Autograph Journey card art
Wells Fargo Autograph Rewards
Wells Fargo Autograph Journey
Wells Fargo
More Info
Annual Fee
$99/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $3,000 in 3 months
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
  • Southwest Purchases 2x
  • Gas Stations and Grocery Stores 2x
  • All Other Purchases 1x
  • Hotels 5x
  • Airlines 4x
  • Other Travel and Restaurants 3x
Reward Type
miles
miles
Key Credits
None
  • Annual Statement Credit $50
Transfer Partners
No transfer partners
  • Aer Lingus AerClub
  • Flying Blue
  • Avianca LifeMiles
  • British Airways Executive Club
  • Iberia Plus
  • +3 more
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Common Questions: Southwest Plus vs Wells Fargo Autograph Journey

Is the Southwest Plus or Wells Fargo Autograph Journey better for dining?

Southwest Plus has no dining bonus; Wells Fargo Autograph Journey earns 3x on dining.

Which has the higher signup bonus in 2026?

Southwest Plus currently offers 85,000 pts signup bonus (spend $3,000 in 3 months). Wells Fargo Autograph Journey offers 60,000 pts signup bonus (spend $4,000 in 3 months). Southwest Plus has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Southwest Plus and the Wells Fargo Autograph Journey?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Southwest Plus is from Chase and Wells Fargo Autograph Journey is from Wells Fargo, so they're governed by separate bank policies.