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CardCurator — Rewards Intelligence
Card Comparison

OpenSky Secured Visa vs U.S. Bank Business Altitude Power

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

OpenSky Secured Visa card art
OpenSky
OpenSky Secured Visa
Capital Bank
More Info
U.S. Bank Business Altitude Power card art
U.S. Bank FlexPerks
U.S. Bank Business Altitude Power
U.S. Bank
More Info
Annual Fee
No annual fee
$195/yr
Foreign Fees
None
None
Signup Bonus
None
75,000 points
Spend $10,000 in 3 months
Top Earn Rates
  • Select Merchants 10x
  • All Other Purchases 1x
  • Hotels Prepaid 6x
  • Car Rentals 6x
  • Mobile Wallet 2.5x
Reward Type
cashback
miles
Key Credits
None
None
Card Perks
None listed
  • Priority Pass (~$200/yr)
Transfer Partners
Cash back only
No transfer partners
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Common Questions: OpenSky Secured Visa vs U.S. Bank Business Altitude Power

Is the OpenSky Secured Visa or U.S. Bank Business Altitude Power better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

OpenSky Secured Visa currently offers no current bonus. U.S. Bank Business Altitude Power offers 75,000 pts signup bonus (spend $10,000 in 3 months). U.S. Bank Business Altitude Power has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the OpenSky Secured Visa and the U.S. Bank Business Altitude Power?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. OpenSky Secured Visa is from Capital Bank and U.S. Bank Business Altitude Power is from U.S. Bank, so they're governed by separate bank policies.