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Card Comparison

Navy Federal More Rewards American Express® Card vs U.S. Bank Triple Cash Rewards Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Navy Federal More Rewards American Express® Card card art
Navy Federal Credit Union
Navy Federal More Rewards American Express® Card
Navy Federal Credit Union
More Info
U.S. Bank Triple Cash Rewards Business card art
U.S. Bank Cash Rewards
U.S. Bank Triple Cash Rewards Business
U.S. Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
3%
Signup Bonus
20,000 points
Spend $2,000 in 3 months
75,000 points
Spend $6,000 in 6 months
Top Earn Rates
  • Restaraunts 3x
  • Supermarkets 3x
  • Gas Stations 3x
  • Travel Center 5x
  • Gas / EV Charging 3x
  • Office Supply Stores 3x
Reward Type
cashback
cashback
Key Credits
None
  • Software Service Credit $100
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Common Questions: Navy Federal More Rewards American Express® Card vs U.S. Bank Triple Cash Rewards Business

Is the Navy Federal More Rewards American Express® Card or U.S. Bank Triple Cash Rewards Business better for dining?

Navy Federal More Rewards American Express® Card has no dining bonus; U.S. Bank Triple Cash Rewards Business earns 3x on dining.

Which has the higher signup bonus in 2026?

Navy Federal More Rewards American Express® Card currently offers 20,000 pts signup bonus (spend $2,000 in 3 months). U.S. Bank Triple Cash Rewards Business offers 75,000 pts signup bonus (spend $6,000 in 6 months). U.S. Bank Triple Cash Rewards Business has the larger bonus.

Which card is better for international travel?

Navy Federal More Rewards American Express® Card charges no foreign transaction fees — the better pick for international use. U.S. Bank Triple Cash Rewards Business charges 3% on foreign purchases.

Can I hold both the Navy Federal More Rewards American Express® Card and the U.S. Bank Triple Cash Rewards Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Navy Federal More Rewards American Express® Card is from Navy Federal Credit Union and U.S. Bank Triple Cash Rewards Business is from U.S. Bank, so they're governed by separate bank policies.