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Card Comparison

Marriott Bonvoy Business American Express Card vs Visa Signature® Flagship Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Marriott Bonvoy Business American Express Card card art
Marriott Bonvoy
Marriott Bonvoy Business American Express Card
American Express
More Info
Visa Signature® Flagship Rewards card art
Navy Federal Credit Union
Visa Signature® Flagship Rewards
Navy Federal Credit Union
More Info
Annual Fee
$125/yr
$49/yr
Foreign Fees
None
None
Signup Bonus
See issuer
Spend $9,000 in 6 months
35,000 points
Spend $3,500 in 3 months
Top Earn Rates
  • Marriott Hotels 6x
  • Restaurants (U.S.) 4x
  • Gas Stations (U.S.) 4x
  • Travel 3x
  • All Other Purchases 2x
Reward Type
miles
cashback
Key Credits
None
  • Amazon Prime $139
  • Global Entry/TSA PreCheck Credit $120
Transfer Partners
  • United MileagePlus
Cash back only
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Common Questions: Marriott Bonvoy Business American Express Card vs Visa Signature® Flagship Rewards

Is the Marriott Bonvoy Business American Express Card or Visa Signature® Flagship Rewards better for dining?

Marriott Bonvoy Business American Express Card earns 4x on dining; Visa Signature® Flagship Rewards has no dining bonus.

Which has the higher signup bonus in 2026?

Marriott Bonvoy Business American Express Card currently offers $1750 signup bonus (spend $9,000 in 6 months). Visa Signature® Flagship Rewards offers 35,000 pts signup bonus (spend $3,500 in 3 months). Marriott Bonvoy Business American Express Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Marriott Bonvoy Business American Express Card and the Visa Signature® Flagship Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Marriott Bonvoy Business American Express Card is from American Express and Visa Signature® Flagship Rewards is from Navy Federal Credit Union, so they're governed by separate bank policies.