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CardCurator — Rewards Intelligence
Card Comparison

Marriott Bonvoy Business American Express Card vs United Club Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Marriott Bonvoy Business American Express Card card art
Marriott Bonvoy
Marriott Bonvoy Business American Express Card
American Express
More Info
United Club Business card art
United MileagePlus
United Club Business
Chase
More Info
Annual Fee
$125/yr
$695/yr
Foreign Fees
None
None
Signup Bonus
See issuer
Spend $9,000 in 6 months
8,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • Marriott Hotels 6x
  • Restaurants (U.S.) 4x
  • Gas Stations (U.S.) 4x
  • United Purchases 4x
  • Dining 2x
  • Hotel Stays 2x
Reward Type
miles
miles
Key Credits
None
  • Global Entry/TSA PreCheck Credit $120
  • IHG Rewards Credit $120
Card Perks
None listed
  • United Club Membership
  • Free First and Second Checked Bags
  • Premier Access
  • +1 more
Transfer Partners
  • United MileagePlus
No transfer partners
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Common Questions: Marriott Bonvoy Business American Express Card vs United Club Business

Is the Marriott Bonvoy Business American Express Card or United Club Business better for dining?

Marriott Bonvoy Business American Express Card earns 4x on dining; United Club Business earns 2x on dining. Marriott Bonvoy Business American Express Card wins for dining.

Which has the higher signup bonus in 2026?

Marriott Bonvoy Business American Express Card currently offers $1750 signup bonus (spend $9,000 in 6 months). United Club Business offers 8,000 pts signup bonus (spend $5,000 in 3 months). United Club Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Marriott Bonvoy Business American Express Card and the United Club Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Marriott Bonvoy Business American Express Card is from American Express and United Club Business is from Chase, so they're governed by separate bank policies.