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Card Comparison

Marriott Bonvoy Bold vs Visa Signature® Flagship Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Marriott Bonvoy Bold card art
Marriott Bonvoy
Marriott Bonvoy Bold
Chase
More Info
Visa Signature® Flagship Rewards card art
Navy Federal Credit Union
Visa Signature® Flagship Rewards
Navy Federal Credit Union
More Info
Annual Fee
No annual fee
$49/yr
Foreign Fees
None
None
Signup Bonus
30,000 points
Spend $1,000 in 3 months
35,000 points
Spend $3,500 in 3 months
Top Earn Rates
  • hotels participating in Marriott Bonvoy 14x
  • Grocery, streaming and internet, cable, and phone service purchases, rideshare & select food delivery 2x
  • All Other Purchases 1x
  • Travel 3x
  • All Other Purchases 2x
Reward Type
miles
cashback
Key Credits
None
  • Amazon Prime $139
  • Global Entry/TSA PreCheck Credit $120
Card Perks
  • Marriot Silver Status
None listed
Transfer Partners
  • United MileagePlus
Cash back only

Common Questions: Marriott Bonvoy Bold vs Visa Signature® Flagship Rewards

Is the Marriott Bonvoy Bold or Visa Signature® Flagship Rewards better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Marriott Bonvoy Bold currently offers 30,000 pts signup bonus (spend $1,000 in 3 months). Visa Signature® Flagship Rewards offers 35,000 pts signup bonus (spend $3,500 in 3 months). Marriott Bonvoy Bold has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Marriott Bonvoy Bold and the Visa Signature® Flagship Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Marriott Bonvoy Bold is from Chase and Visa Signature® Flagship Rewards is from Navy Federal Credit Union, so they're governed by separate bank policies.