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CardCurator — Rewards Intelligence
Card Comparison

LATAM Airlines World Elite Mastercard vs Wells Fargo Autograph Journey

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

LATAM Airlines World Elite Mastercard card art
Latam Pass Miles
LATAM Airlines World Elite Mastercard
Cardless
More Info
Wells Fargo Autograph Journey card art
Wells Fargo Autograph Rewards
Wells Fargo Autograph Journey
Wells Fargo
More Info
Annual Fee
$99/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
45,000 points
Spend $2,500 in 3 months
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
  • LATAM Airlines 4x
  • Restaurants, Rideshare, taxis, & public transit 3x
  • All Other Purchases 1x
  • Hotels 5x
  • Airlines 4x
  • Other Travel and Restaurants 3x
Reward Type
miles
miles
Key Credits
None
  • Annual Statement Credit $50
Card Perks
  • LATAM Airlines-operated VIP Lounges (~$100/yr)
  • Cabin Upgrade (~$50/yr)
None listed
Transfer Partners
No transfer partners
  • Aer Lingus AerClub
  • Flying Blue
  • Avianca LifeMiles
  • British Airways Executive Club
  • Iberia Plus
  • +3 more
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Common Questions: LATAM Airlines World Elite Mastercard vs Wells Fargo Autograph Journey

Is the LATAM Airlines World Elite Mastercard or Wells Fargo Autograph Journey better for dining?

LATAM Airlines World Elite Mastercard earns 3x on dining; Wells Fargo Autograph Journey earns 3x on dining. LATAM Airlines World Elite Mastercard wins for dining.

Which has the higher signup bonus in 2026?

LATAM Airlines World Elite Mastercard currently offers 45,000 pts signup bonus (spend $2,500 in 3 months). Wells Fargo Autograph Journey offers 60,000 pts signup bonus (spend $4,000 in 3 months). Wells Fargo Autograph Journey has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the LATAM Airlines World Elite Mastercard and the Wells Fargo Autograph Journey?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. LATAM Airlines World Elite Mastercard is from Cardless and Wells Fargo Autograph Journey is from Wells Fargo, so they're governed by separate bank policies.