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CardCurator — Rewards Intelligence
Card Comparison

LATAM Airlines World Elite Mastercard vs U.S Bank Business Leverage

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

LATAM Airlines World Elite Mastercard card art
Latam Pass Miles
LATAM Airlines World Elite Mastercard
Cardless
More Info
U.S Bank Business Leverage card art
U.S. Bank FlexPerks
U.S Bank Business Leverage
U.S. Bank
More Info
Annual Fee
$99/yr
$95/yr
Foreign Fees
None
3%
Signup Bonus
45,000 points
Spend $2,500 in 3 months
75,000 points
Spend $7,500 in 4 months
Top Earn Rates
  • LATAM Airlines 4x
  • Restaurants, Rideshare, taxis, & public transit 3x
  • All Other Purchases 1x
  • U.S. Bank Travel Center 5x
  • Top 2 Spending Categories (Automatic) 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
  • LATAM Airlines-operated VIP Lounges (~$100/yr)
  • Cabin Upgrade (~$50/yr)
None listed
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: LATAM Airlines World Elite Mastercard vs U.S Bank Business Leverage

Is the LATAM Airlines World Elite Mastercard or U.S Bank Business Leverage better for dining?

LATAM Airlines World Elite Mastercard earns 3x on dining; U.S Bank Business Leverage has no dining bonus.

Which has the higher signup bonus in 2026?

LATAM Airlines World Elite Mastercard currently offers 45,000 pts signup bonus (spend $2,500 in 3 months). U.S Bank Business Leverage offers 75,000 pts signup bonus (spend $7,500 in 4 months). U.S Bank Business Leverage has the larger bonus.

Which card is better for international travel?

LATAM Airlines World Elite Mastercard charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.

Can I hold both the LATAM Airlines World Elite Mastercard and the U.S Bank Business Leverage?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. LATAM Airlines World Elite Mastercard is from Cardless and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.