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Card Comparison

LATAM Airlines World Elite Mastercard vs Southwest Premier Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

LATAM Airlines World Elite Mastercard card art
Latam Pass Miles
LATAM Airlines World Elite Mastercard
Cardless
More Info
Southwest Premier Business card art
Southwest Rapid Rewards
Southwest Premier Business
Chase
More Info
Annual Fee
$99/yr
$149/yr
Foreign Fees
None
None
Signup Bonus
45,000 points
Spend $2,500 in 3 months
60,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • LATAM Airlines 4x
  • Restaurants, Rideshare, taxis, & public transit 3x
  • All Other Purchases 1x
  • Southwest Purchases 3x
  • Rapid Rewards Hotel and Car Rental Partners 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
  • LATAM Airlines-operated VIP Lounges (~$100/yr)
  • Cabin Upgrade (~$50/yr)
None listed
Spend Milestones
No milestones
  • 2,000 Tier Qualifying Points toward A-List status
    After $5,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: LATAM Airlines World Elite Mastercard vs Southwest Premier Business

Is the LATAM Airlines World Elite Mastercard or Southwest Premier Business better for dining?

LATAM Airlines World Elite Mastercard earns 3x on dining; Southwest Premier Business has no dining bonus.

Which has the higher signup bonus in 2026?

LATAM Airlines World Elite Mastercard currently offers 45,000 pts signup bonus (spend $2,500 in 3 months). Southwest Premier Business offers 60,000 pts signup bonus (spend $3,000 in 3 months). Southwest Premier Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the LATAM Airlines World Elite Mastercard and the Southwest Premier Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. LATAM Airlines World Elite Mastercard is from Cardless and Southwest Premier Business is from Chase, so they're governed by separate bank policies.