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CardCurator — Rewards Intelligence
Card Comparison

LATAM Airlines World Elite Mastercard vs Southwest Premier

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

LATAM Airlines World Elite Mastercard card art
Latam Pass Miles
LATAM Airlines World Elite Mastercard
Cardless
More Info
Southwest Premier card art
Southwest Rapid Rewards
Southwest Premier
Chase
More Info
Annual Fee
$99/yr
$149/yr
Foreign Fees
None
None
Signup Bonus
45,000 points
Spend $2,500 in 3 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • LATAM Airlines 4x
  • Restaurants, Rideshare, taxis, & public transit 3x
  • All Other Purchases 1x
  • Southwest Purchases 3x
  • Grocery Stores and Restaurants 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
  • LATAM Airlines-operated VIP Lounges (~$100/yr)
  • Cabin Upgrade (~$50/yr)
None listed
Spend Milestones
No milestones
  • 1,500 Tier Qualifying Points toward A-List status
    After $5,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: LATAM Airlines World Elite Mastercard vs Southwest Premier

Is the LATAM Airlines World Elite Mastercard or Southwest Premier better for dining?

LATAM Airlines World Elite Mastercard earns 3x on dining; Southwest Premier earns 2x on dining. LATAM Airlines World Elite Mastercard wins for dining.

Which has the higher signup bonus in 2026?

LATAM Airlines World Elite Mastercard currently offers 45,000 pts signup bonus (spend $2,500 in 3 months). Southwest Premier offers 85,000 pts signup bonus (spend $3,000 in 3 months). Southwest Premier has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the LATAM Airlines World Elite Mastercard and the Southwest Premier?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. LATAM Airlines World Elite Mastercard is from Cardless and Southwest Premier is from Chase, so they're governed by separate bank policies.