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CardCurator — Rewards Intelligence
Card Comparison

LATAM Airlines Mastercard vs OpenSky Plus Secured Visa

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

LATAM Airlines Mastercard card art
Latam Pass Miles
LATAM Airlines Mastercard
Cardless
More Info
OpenSky Plus Secured Visa card art
OpenSky
OpenSky Plus Secured Visa
Capital Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
15,000 points
Spend $1,000 in 3 months
None
Top Earn Rates
  • LATAM Airlines Purchases 3x
  • Restaurants, Rideshare, taxis, & public transit 2x
  • All Other Purchases 1x
  • Select Merchants 9.9x
  • All Other Purchases 1x
Reward Type
miles
cashback
Key Credits
None
None
Transfer Partners
No transfer partners
Cash back only
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Common Questions: LATAM Airlines Mastercard vs OpenSky Plus Secured Visa

Is the LATAM Airlines Mastercard or OpenSky Plus Secured Visa better for dining?

LATAM Airlines Mastercard earns 2x on dining; OpenSky Plus Secured Visa has no dining bonus.

Which has the higher signup bonus in 2026?

LATAM Airlines Mastercard currently offers 15,000 pts signup bonus (spend $1,000 in 3 months). OpenSky Plus Secured Visa offers no current bonus. LATAM Airlines Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the LATAM Airlines Mastercard and the OpenSky Plus Secured Visa?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. LATAM Airlines Mastercard is from Cardless and OpenSky Plus Secured Visa is from Capital Bank, so they're governed by separate bank policies.