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CardCurator — Rewards Intelligence
Card Comparison

IHG One Rewards Premier Credit Card vs Wells Fargo Autograph Journey

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

IHG One Rewards Premier Credit Card card art
IHG One Rewards
IHG One Rewards Premier Credit Card
Chase
More Info
Wells Fargo Autograph Journey card art
Wells Fargo Autograph Rewards
Wells Fargo Autograph Journey
Wells Fargo
More Info
Annual Fee
$99/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
175,000 points
Spend $5,000 in 3 months
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
  • IHG Hotels and Resorts 10x
  • Travel 5x
  • Dining 5x
  • Hotels 5x
  • Airlines 4x
  • Other Travel and Restaurants 3x
Reward Type
miles
miles
Key Credits
  • Statement Credit $100
  • Statement Credit $120
  • Statement Credit $50
  • Annual Statement Credit $50
Card Perks
  • 4th award night free
  • Platinum Elite Status
None listed
Spend Milestones
  • 100 Statement Credit
    After $20,000 spend
  • 10000 points
    After $20,000 spend
No milestones
Transfer Partners
No transfer partners
  • Aer Lingus AerClub
  • Flying Blue
  • Avianca LifeMiles
  • British Airways Executive Club
  • Iberia Plus
  • +3 more
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Common Questions: IHG One Rewards Premier Credit Card vs Wells Fargo Autograph Journey

Is the IHG One Rewards Premier Credit Card or Wells Fargo Autograph Journey better for dining?

IHG One Rewards Premier Credit Card earns 5x on dining; Wells Fargo Autograph Journey earns 3x on dining. IHG One Rewards Premier Credit Card wins for dining.

Which has the higher signup bonus in 2026?

IHG One Rewards Premier Credit Card currently offers 175,000 pts signup bonus (spend $5,000 in 3 months). Wells Fargo Autograph Journey offers 60,000 pts signup bonus (spend $4,000 in 3 months). IHG One Rewards Premier Credit Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the IHG One Rewards Premier Credit Card and the Wells Fargo Autograph Journey?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. IHG One Rewards Premier Credit Card is from Chase and Wells Fargo Autograph Journey is from Wells Fargo, so they're governed by separate bank policies.