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CardCurator — Rewards Intelligence
Card Comparison

IHG One Rewards Premier Credit Card vs LATAM Airlines World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

IHG One Rewards Premier Credit Card card art
IHG One Rewards
IHG One Rewards Premier Credit Card
Chase
More Info
LATAM Airlines World Elite Mastercard card art
Latam Pass Miles
LATAM Airlines World Elite Mastercard
Cardless
More Info
Annual Fee
$99/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
175,000 points
Spend $5,000 in 3 months
45,000 points
Spend $2,500 in 3 months
Top Earn Rates
  • IHG Hotels and Resorts 10x
  • Travel 5x
  • Dining 5x
  • LATAM Airlines 4x
  • Restaurants, Rideshare, taxis, & public transit 3x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Statement Credit $100
  • Statement Credit $120
  • Statement Credit $50
None
Card Perks
  • 4th award night free
  • Platinum Elite Status
  • LATAM Airlines-operated VIP Lounges (~$100/yr)
  • Cabin Upgrade (~$50/yr)
Spend Milestones
  • 100 Statement Credit
    After $20,000 spend
  • 10000 points
    After $20,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: IHG One Rewards Premier Credit Card vs LATAM Airlines World Elite Mastercard

Is the IHG One Rewards Premier Credit Card or LATAM Airlines World Elite Mastercard better for dining?

IHG One Rewards Premier Credit Card earns 5x on dining; LATAM Airlines World Elite Mastercard earns 3x on dining. IHG One Rewards Premier Credit Card wins for dining.

Which has the higher signup bonus in 2026?

IHG One Rewards Premier Credit Card currently offers 175,000 pts signup bonus (spend $5,000 in 3 months). LATAM Airlines World Elite Mastercard offers 45,000 pts signup bonus (spend $2,500 in 3 months). IHG One Rewards Premier Credit Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the IHG One Rewards Premier Credit Card and the LATAM Airlines World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. IHG One Rewards Premier Credit Card is from Chase and LATAM Airlines World Elite Mastercard is from Cardless, so they're governed by separate bank policies.