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CardCurator — Rewards Intelligence
Card Comparison

Iberia Visa Signature vs LATAM Airlines World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Iberia Visa Signature card art
Iberia Plus
Iberia Visa Signature
Chase
More Info
LATAM Airlines World Elite Mastercard card art
Latam Pass Miles
LATAM Airlines World Elite Mastercard
Cardless
More Info
Annual Fee
$95/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $5,000 in 3 months
45,000 points
Spend $2,500 in 3 months
Top Earn Rates
  • British Airways, Aer Lingus, and Iberia 3x
  • hotel accommodations when booked directly with the hotel 2x
  • All Other Purchases 1x
  • LATAM Airlines 4x
  • Restaurants, Rideshare, taxis, & public transit 3x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
  • 10% discount on airfare
  • LATAM Airlines-operated VIP Lounges (~$100/yr)
  • Cabin Upgrade (~$50/yr)
Spend Milestones
  • 1,000 Airfare Discount Voucher
    After $30,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Iberia Visa Signature vs LATAM Airlines World Elite Mastercard

Is the Iberia Visa Signature or LATAM Airlines World Elite Mastercard better for dining?

Iberia Visa Signature has no dining bonus; LATAM Airlines World Elite Mastercard earns 3x on dining.

Which has the higher signup bonus in 2026?

Iberia Visa Signature currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). LATAM Airlines World Elite Mastercard offers 45,000 pts signup bonus (spend $2,500 in 3 months). Iberia Visa Signature has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Iberia Visa Signature and the LATAM Airlines World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Iberia Visa Signature is from Chase and LATAM Airlines World Elite Mastercard is from Cardless, so they're governed by separate bank policies.