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Card Comparison

Hilton Honors American Express Card vs U.S Bank Business Leverage

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Hilton Honors American Express Card card art
Hilton Honors
Hilton Honors American Express Card
American Express
More Info
U.S Bank Business Leverage card art
U.S. Bank FlexPerks
U.S Bank Business Leverage
U.S. Bank
More Info
Annual Fee
No annual fee
$95/yr
Foreign Fees
None
3%
Signup Bonus
70,000 points
Spend $2,000 in 6 months
75,000 points
Spend $7,500 in 4 months
Top Earn Rates
  • hotels and resorts in the Hilton portfolio 7x
  • Dining At U.S. restaurants, including takeout and delivery, Groceries At U.S. supermarkets, Gas At U.S. gas stations 5x
  • All Other Purchases 3x
  • U.S. Bank Travel Center 5x
  • Top 2 Spending Categories (Automatic) 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
  • Hilton Honors Silver Status
None listed
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Hilton Honors American Express Card vs U.S Bank Business Leverage

Is the Hilton Honors American Express Card or U.S Bank Business Leverage better for dining?

Hilton Honors American Express Card earns 5x on dining; U.S Bank Business Leverage has no dining bonus.

Which has the higher signup bonus in 2026?

Hilton Honors American Express Card currently offers 70,000 pts signup bonus (spend $2,000 in 6 months). U.S Bank Business Leverage offers 75,000 pts signup bonus (spend $7,500 in 4 months). U.S Bank Business Leverage has the larger bonus.

Which card is better for international travel?

Hilton Honors American Express Card charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.

Can I hold both the Hilton Honors American Express Card and the U.S Bank Business Leverage?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Hilton Honors American Express Card is from American Express and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.