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CardCurator — Rewards Intelligence
Card Comparison

Go Rewards vs Wells Fargo Active Cash

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Go Rewards card art
Navy Federal Credit Union
Go Rewards
Navy Federal Credit Union
More Info
Wells Fargo Active Cash card art
Wells Fargo Cash Rewards
Wells Fargo Active Cash
Wells Fargo
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
3%
Signup Bonus
15,000 points
Spend $1,000 in 3 months
20,000 points
Spend $500 in 3 months
Top Earn Rates
  • Restaurants 3x
  • Gas 2x
  • All Other Purchases 1x
  • All Purchases 2x
Reward Type
cashback
cashback
Key Credits
None
None
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Common Questions: Go Rewards vs Wells Fargo Active Cash

Is the Go Rewards or Wells Fargo Active Cash better for dining?

Go Rewards earns 3x on dining; Wells Fargo Active Cash has no dining bonus.

Which has the higher signup bonus in 2026?

Go Rewards currently offers 15,000 pts signup bonus (spend $1,000 in 3 months). Wells Fargo Active Cash offers 20,000 pts signup bonus (spend $500 in 3 months). Wells Fargo Active Cash has the larger bonus.

Which card is better for international travel?

Go Rewards charges no foreign transaction fees — the better pick for international use. Wells Fargo Active Cash charges 3% on foreign purchases.

Can I hold both the Go Rewards and the Wells Fargo Active Cash?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Go Rewards is from Navy Federal Credit Union and Wells Fargo Active Cash is from Wells Fargo, so they're governed by separate bank policies.