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CardCurator — Rewards Intelligence
Card Comparison

Free Spirit Travel More World Elite Mastercard vs U.S. BANK CASH+

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Free Spirit Travel More World Elite Mastercard card art
Free Spirit
Free Spirit Travel More World Elite Mastercard
Bank of America
More Info
U.S. BANK CASH+ card art
U.S. Bank Cash Rewards
U.S. BANK CASH+
U.S. Bank
More Info
Annual Fee
$79/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
50,000 points
Spend $1,000 in 3 months
200 points
Spend $1,000 in 3 months
Top Earn Rates
  • Eligible Spirit Purchases 3x
  • Eligible Dining Purchases 2x
  • Grocery Store Purchases 2x
  • Choice Categories (2 selected) 5x
  • Travel Center 5x
  • Everyday Category (1 selected) 2x
Reward Type
miles
cashback
Key Credits
None
None
Card Perks
  • 25% Rebate on inflight purchases
  • Enjoy Two Free Checked Bags as a primary cardholder
  • Group 2 Priority Boarding on all flights
  • +1 more
None listed
Transfer Partners
No transfer partners
Cash back only
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Common Questions: Free Spirit Travel More World Elite Mastercard vs U.S. BANK CASH+

Is the Free Spirit Travel More World Elite Mastercard or U.S. BANK CASH+ better for dining?

Free Spirit Travel More World Elite Mastercard earns 2x on dining; U.S. BANK CASH+ has no dining bonus.

Which has the higher signup bonus in 2026?

Free Spirit Travel More World Elite Mastercard currently offers 50,000 pts signup bonus (spend $1,000 in 3 months). U.S. BANK CASH+ offers 200 pts signup bonus (spend $1,000 in 3 months). Free Spirit Travel More World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Free Spirit Travel More World Elite Mastercard and the U.S. BANK CASH+?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Free Spirit Travel More World Elite Mastercard is from Bank of America and U.S. BANK CASH+ is from U.S. Bank, so they're governed by separate bank policies.