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Card Comparison

Free Spirit Travel More World Elite Mastercard vs Go Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Free Spirit Travel More World Elite Mastercard card art
Free Spirit
Free Spirit Travel More World Elite Mastercard
Bank of America
More Info
Go Rewards card art
Navy Federal Credit Union
Go Rewards
Navy Federal Credit Union
More Info
Annual Fee
$79/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
50,000 points
Spend $1,000 in 3 months
15,000 points
Spend $1,000 in 3 months
Top Earn Rates
  • Eligible Spirit Purchases 3x
  • Eligible Dining Purchases 2x
  • Grocery Store Purchases 2x
  • Restaurants 3x
  • Gas 2x
  • All Other Purchases 1x
Reward Type
miles
cashback
Key Credits
None
None
Card Perks
  • 25% Rebate on inflight purchases
  • Enjoy Two Free Checked Bags as a primary cardholder
  • Group 2 Priority Boarding on all flights
  • +1 more
None listed
Transfer Partners
No transfer partners
Cash back only

Common Questions: Free Spirit Travel More World Elite Mastercard vs Go Rewards

Is the Free Spirit Travel More World Elite Mastercard or Go Rewards better for dining?

Free Spirit Travel More World Elite Mastercard earns 2x on dining; Go Rewards earns 3x on dining. Go Rewards wins for dining.

Which has the higher signup bonus in 2026?

Free Spirit Travel More World Elite Mastercard currently offers 50,000 pts signup bonus (spend $1,000 in 3 months). Go Rewards offers 15,000 pts signup bonus (spend $1,000 in 3 months). Free Spirit Travel More World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Free Spirit Travel More World Elite Mastercard and the Go Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Free Spirit Travel More World Elite Mastercard is from Bank of America and Go Rewards is from Navy Federal Credit Union, so they're governed by separate bank policies.