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CardCurator — Rewards Intelligence
Card Comparison

Fairwinds Visa Signature vs Southwest Premier

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Fairwinds Visa Signature card art
Fairwinds Rewards
Fairwinds Visa Signature
Fairwinds Credit Union
More Info
Southwest Premier card art
Southwest Rapid Rewards
Southwest Premier
Chase
More Info
Annual Fee
$95/yr
$149/yr
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $5,000 in 3 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Theme Parks 5x
  • Travel 5x
  • Dining 3x
  • Southwest Purchases 3x
  • Grocery Stores and Restaurants 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Spend Milestones
No milestones
  • 1,500 Tier Qualifying Points toward A-List status
    After $5,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Fairwinds Visa Signature vs Southwest Premier

Is the Fairwinds Visa Signature or Southwest Premier better for dining?

Fairwinds Visa Signature earns 3x on dining; Southwest Premier earns 2x on dining. Fairwinds Visa Signature wins for dining.

Which has the higher signup bonus in 2026?

Fairwinds Visa Signature currently offers 60,000 pts signup bonus (spend $5,000 in 3 months). Southwest Premier offers 85,000 pts signup bonus (spend $3,000 in 3 months). Southwest Premier has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Fairwinds Visa Signature and the Southwest Premier?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Fairwinds Visa Signature is from Fairwinds Credit Union and Southwest Premier is from Chase, so they're governed by separate bank policies.