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CardCurator — Rewards Intelligence
Card Comparison

Fairwinds Visa Signature vs Southwest Plus

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Fairwinds Visa Signature card art
Fairwinds Rewards
Fairwinds Visa Signature
Fairwinds Credit Union
More Info
Southwest Plus card art
Southwest Rapid Rewards
Southwest Plus
Chase
More Info
Annual Fee
$95/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $5,000 in 3 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Theme Parks 5x
  • Travel 5x
  • Dining 3x
  • Southwest Purchases 2x
  • Gas Stations and Grocery Stores 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Fairwinds Visa Signature vs Southwest Plus

Is the Fairwinds Visa Signature or Southwest Plus better for dining?

Fairwinds Visa Signature earns 3x on dining; Southwest Plus has no dining bonus.

Which has the higher signup bonus in 2026?

Fairwinds Visa Signature currently offers 60,000 pts signup bonus (spend $5,000 in 3 months). Southwest Plus offers 85,000 pts signup bonus (spend $3,000 in 3 months). Southwest Plus has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Fairwinds Visa Signature and the Southwest Plus?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Fairwinds Visa Signature is from Fairwinds Credit Union and Southwest Plus is from Chase, so they're governed by separate bank policies.