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CardCurator — Rewards Intelligence
Card Comparison

Fairwinds Visa Signature vs LATAM Airlines World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Fairwinds Visa Signature card art
Fairwinds Rewards
Fairwinds Visa Signature
Fairwinds Credit Union
More Info
LATAM Airlines World Elite Mastercard card art
Latam Pass Miles
LATAM Airlines World Elite Mastercard
Cardless
More Info
Annual Fee
$95/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $5,000 in 3 months
45,000 points
Spend $2,500 in 3 months
Top Earn Rates
  • Theme Parks 5x
  • Travel 5x
  • Dining 3x
  • LATAM Airlines 4x
  • Restaurants, Rideshare, taxis, & public transit 3x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
None listed
  • LATAM Airlines-operated VIP Lounges (~$100/yr)
  • Cabin Upgrade (~$50/yr)
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Fairwinds Visa Signature vs LATAM Airlines World Elite Mastercard

Is the Fairwinds Visa Signature or LATAM Airlines World Elite Mastercard better for dining?

Fairwinds Visa Signature earns 3x on dining; LATAM Airlines World Elite Mastercard earns 3x on dining. Fairwinds Visa Signature wins for dining.

Which has the higher signup bonus in 2026?

Fairwinds Visa Signature currently offers 60,000 pts signup bonus (spend $5,000 in 3 months). LATAM Airlines World Elite Mastercard offers 45,000 pts signup bonus (spend $2,500 in 3 months). Fairwinds Visa Signature has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Fairwinds Visa Signature and the LATAM Airlines World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Fairwinds Visa Signature is from Fairwinds Credit Union and LATAM Airlines World Elite Mastercard is from Cardless, so they're governed by separate bank policies.