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Card Comparison

Emirates Skywards Premium World Elite Mastercard vs LATAM Airlines World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Emirates Skywards Premium World Elite Mastercard card art
Emirates Skywards
Emirates Skywards Premium World Elite Mastercard
Barclays
More Info
LATAM Airlines World Elite Mastercard card art
Latam Pass Miles
LATAM Airlines World Elite Mastercard
Cardless
More Info
Annual Fee
$499/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
50,000 points
Spend $3,000 in 3 months
45,000 points
Spend $2,500 in 3 months
Top Earn Rates
  • Emirates Purchases 3x
  • Dining and hotel purchases 2x
  • All Other Purchases 1x
  • LATAM Airlines 4x
  • Restaurants, Rideshare, taxis, & public transit 3x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • TSA PreCheck/Global Entry Credit $120
None
Card Perks
  • 25% savings when you Buy or Gift Miles
  • Priority Pass Select Lounge Access (~$469/yr)
  • LATAM Airlines-operated VIP Lounges (~$100/yr)
  • Cabin Upgrade (~$50/yr)
Spend Milestones
  • Emirates Gold tier membership
    After $40,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Emirates Skywards Premium World Elite Mastercard vs LATAM Airlines World Elite Mastercard

Is the Emirates Skywards Premium World Elite Mastercard or LATAM Airlines World Elite Mastercard better for dining?

Emirates Skywards Premium World Elite Mastercard earns 2x on dining; LATAM Airlines World Elite Mastercard earns 3x on dining. LATAM Airlines World Elite Mastercard wins for dining.

Which has the higher signup bonus in 2026?

Emirates Skywards Premium World Elite Mastercard currently offers 50,000 pts signup bonus (spend $3,000 in 3 months). LATAM Airlines World Elite Mastercard offers 45,000 pts signup bonus (spend $2,500 in 3 months). Emirates Skywards Premium World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Emirates Skywards Premium World Elite Mastercard and the LATAM Airlines World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Emirates Skywards Premium World Elite Mastercard is from Barclays and LATAM Airlines World Elite Mastercard is from Cardless, so they're governed by separate bank policies.