Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Discover it Secured vs LATAM Airlines World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Discover it Secured card art
Discover Miles
Discover it Secured
Discover
More Info
LATAM Airlines World Elite Mastercard card art
Latam Pass Miles
LATAM Airlines World Elite Mastercard
Cardless
More Info
Annual Fee
No annual fee
$99/yr
Foreign Fees
None
None
Signup Bonus
See issuer
45,000 points
Spend $2,500 in 3 months
Top Earn Rates
  • Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, 2x
  • All Other Purchases 1x
  • LATAM Airlines 4x
  • Restaurants, Rideshare, taxis, & public transit 3x
  • All Other Purchases 1x
Reward Type
cashback
miles
Key Credits
None
None
Card Perks
None listed
  • LATAM Airlines-operated VIP Lounges (~$100/yr)
  • Cabin Upgrade (~$50/yr)
Transfer Partners
Cash back only
No transfer partners
Open full comparison tool Compare more cards

Common Questions: Discover it Secured vs LATAM Airlines World Elite Mastercard

Is the Discover it Secured or LATAM Airlines World Elite Mastercard better for dining?

Discover it Secured earns 2x on dining; LATAM Airlines World Elite Mastercard earns 3x on dining. LATAM Airlines World Elite Mastercard wins for dining.

Which has the higher signup bonus in 2026?

Discover it Secured currently offers $150 signup bonus. LATAM Airlines World Elite Mastercard offers 45,000 pts signup bonus (spend $2,500 in 3 months). LATAM Airlines World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Discover it Secured and the LATAM Airlines World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Discover it Secured is from Discover and LATAM Airlines World Elite Mastercard is from Cardless, so they're governed by separate bank policies.