Card Comparison
Discover it Miles vs Venmo Credit Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
See issuer
None
Top Earn Rates
- All Purchases 1.5x
- Top Spending Category 3x
- Second Top Spending Category 2x
- All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
No transfer partners
No transfer partners
Common Questions: Discover it Miles vs Venmo Credit Card
Is the Discover it Miles or Venmo Credit Card better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Discover it Miles currently offers $75 signup bonus. Venmo Credit Card offers no current bonus. Discover it Miles has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Discover it Miles and the Venmo Credit Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Discover it Miles is from Discover and Venmo Credit Card is from Synchrony Bank, so they're governed by separate bank policies.