Card Comparison
Discover it Miles vs U.S. BANK CASH+
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$100 credit
200 points
Spend $1,000 in 3 months
Top Earn Rates
- All Purchases 1.5x
- Choice Categories (2 selected) 5x
- Travel Center 5x
- Everyday Category (1 selected) 2x
Reward Type
miles
cashback
Key Credits
None
None
Transfer Partners
No transfer partners
Cash back only
Common Questions: Discover it Miles vs U.S. BANK CASH+
Is the Discover it Miles or U.S. BANK CASH+ better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Discover it Miles currently offers $1 signup bonus. U.S. BANK CASH+ offers 200 pts signup bonus (spend $1,000 in 3 months). U.S. BANK CASH+ has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Discover it Miles and the U.S. BANK CASH+?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Discover it Miles is from Discover and U.S. BANK CASH+ is from U.S. Bank, so they're governed by separate bank policies.