Card Comparison
Discover it Cash Back vs My Best Buy Visa Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
See issuer
See issuer
Top Earn Rates
- Rotating Quarterly Categories 5x
- All Other Purchases 1x
- Best Buy 5x
- Gas 3x
- dining, takeout, grocery 2x
Reward Type
cashback
miles
Key Credits
None
None
Transfer Partners
Cash back only
No transfer partners
Common Questions: Discover it Cash Back vs My Best Buy Visa Card
Is the Discover it Cash Back or My Best Buy Visa Card better for dining?
Discover it Cash Back has no dining bonus; My Best Buy Visa Card earns 2x on dining.
Which has the higher signup bonus in 2026?
Discover it Cash Back currently offers $200 signup bonus. My Best Buy Visa Card offers no current bonus. Discover it Cash Back has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Discover it Cash Back and the My Best Buy Visa Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Discover it Cash Back is from Discover and My Best Buy Visa Card is from Citi, so they're governed by separate bank policies.