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CardCurator — Rewards Intelligence
Card Comparison

Discover it Cash Back vs Hilton Honors American Express Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Discover it Cash Back card art
Discover Miles
Discover it Cash Back
Discover
More Info
Hilton Honors American Express Card card art
Hilton Honors
Hilton Honors American Express Card
American Express
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$100 credit
70,000 points
Spend $2,000 in 6 months
Top Earn Rates
  • Rotating Quarterly Categories 5x
  • All Other Purchases 1x
  • hotels and resorts in the Hilton portfolio 7x
  • Dining At U.S. restaurants, including takeout and delivery, Groceries At U.S. supermarkets, Gas At U.S. gas stations 5x
  • All Other Purchases 3x
Reward Type
cashback
miles
Key Credits
None
None
Card Perks
None listed
  • Hilton Honors Silver Status
Transfer Partners
Cash back only
No transfer partners
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Common Questions: Discover it Cash Back vs Hilton Honors American Express Card

Is the Discover it Cash Back or Hilton Honors American Express Card better for dining?

Discover it Cash Back has no dining bonus; Hilton Honors American Express Card earns 5x on dining.

Which has the higher signup bonus in 2026?

Discover it Cash Back currently offers $2 signup bonus. Hilton Honors American Express Card offers 70,000 pts signup bonus (spend $2,000 in 6 months). Hilton Honors American Express Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Discover it Cash Back and the Hilton Honors American Express Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Discover it Cash Back is from Discover and Hilton Honors American Express Card is from American Express, so they're governed by separate bank policies.