Card Comparison
Discover it Cash Back vs Discover it Miles
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
See issuer
See issuer
Top Earn Rates
- Rotating Quarterly Categories 5x
- All Other Purchases 1x
- All Purchases 1.5x
Reward Type
cashback
miles
Key Credits
None
None
Transfer Partners
Cash back only
No transfer partners
Common Questions: Discover it Cash Back vs Discover it Miles
Is the Discover it Cash Back or Discover it Miles better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Discover it Cash Back currently offers $200 signup bonus. Discover it Miles offers $75 signup bonus. Discover it Cash Back has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Discover it Cash Back and the Discover it Miles?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Discover, so check their specific application rules.