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CardCurator — Rewards Intelligence
Card Comparison

Delta SkyMiles Reserve Business Card vs Hilton Honors American Express Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Delta SkyMiles Reserve Business Card card art
Delta SkyMiles
Delta SkyMiles Reserve Business Card
American Express
More Info
Hilton Honors American Express Card card art
Hilton Honors
Hilton Honors American Express Card
American Express
More Info
Annual Fee
$650/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
125,000 points
Spend $15,000 in 6 months
70,000 points
Spend $2,000 in 6 months
Top Earn Rates
  • Delta Purchases 3x
  • Transit/Rideshares 1.5x
  • U.S. Shipping Providers 1.5x
  • hotels and resorts in the Hilton portfolio 7x
  • Dining At U.S. restaurants, including takeout and delivery, Groceries At U.S. supermarkets, Gas At U.S. gas stations 5x
  • All Other Purchases 3x
Reward Type
miles
miles
Key Credits
  • Statement Credit $10
  • Statement Credit $20
None
Card Perks
  • Delta Sky Club Access
  • First Checked Bag Free
  • Priority Boarding
  • +2 more
  • Hilton Honors Silver Status
Spend Milestones
  • Unlimited Delta Sky Club Access
    After $75,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Delta SkyMiles Reserve Business Card vs Hilton Honors American Express Card

Is the Delta SkyMiles Reserve Business Card or Hilton Honors American Express Card better for dining?

Delta SkyMiles Reserve Business Card has no dining bonus; Hilton Honors American Express Card earns 5x on dining.

Which has the higher signup bonus in 2026?

Delta SkyMiles Reserve Business Card currently offers 125,000 pts signup bonus (spend $15,000 in 6 months). Hilton Honors American Express Card offers 70,000 pts signup bonus (spend $2,000 in 6 months). Delta SkyMiles Reserve Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Delta SkyMiles Reserve Business Card and the Hilton Honors American Express Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.