Skip to main content
Card Comparison

Delta SkyMiles Platinum Business Card vs United℠ Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

 Delta SkyMiles Platinum Business Card card art
Delta SkyMiles
Delta SkyMiles Platinum Business Card
American Express
More Info
United℠ Business Card card art
United MileagePlus
United℠ Business Card
Chase
More Info
Annual Fee
$350/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $8,000 in 6 months
100,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • Delta Purchases 3x
  • Large Purchases 3x
  • Advertising 2x
  • United Purchases 2x
  • Dining 2x
  • Gas Stations 2x
Reward Type
miles
miles
Key Credits
  • In-Flight Purchases Credit $100
  • CLEAR Plus Credit $189
  • Uber One Membership $10
None
Card Perks
  • First Checked Bag Free
  • Priority Boarding
  • Companion Certificate
  • +1 more
  • Two United Club One-Time Passes (~$100/yr)
  • Free First Checked Bag (~$160/yr)
  • Priority Boarding
  • +2 more
Transfer Partners
No transfer partners
No transfer partners

Common Questions: Delta SkyMiles Platinum Business Card vs United℠ Business Card

Is the Delta SkyMiles Platinum Business Card or United℠ Business Card better for dining?

Delta SkyMiles Platinum Business Card has no dining bonus; United℠ Business Card earns 2x on dining.

Which has the higher signup bonus in 2026?

Delta SkyMiles Platinum Business Card currently offers 100,000 pts signup bonus (spend $8,000 in 6 months). United℠ Business Card offers 100,000 pts signup bonus (spend $5,000 in 3 months). United℠ Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Delta SkyMiles Platinum Business Card and the United℠ Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Delta SkyMiles Platinum Business Card is from American Express and United℠ Business Card is from Chase, so they're governed by separate bank policies.