Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Delta SkyMiles Gold American Express Card vs Platinum

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Delta SkyMiles Gold American Express Card card art
Delta SkyMiles
Delta SkyMiles Gold American Express Card
American Express
More Info
Platinum card art
Navy Federal Credit Union
Platinum
Navy Federal Credit Union
More Info
Annual Fee
$150/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
See issuer
None
Top Earn Rates
  • Delta Purchases 2x
  • Restaurants 2x
  • U.S. Supermarkets 2x
  • All Purchases 1x
Reward Type
miles
credit building
Key Credits
  • Delta Flight Credit $200
  • Delta Stays Credit $100
None
Transfer Partners
No transfer partners
No transfer partners
Open full comparison tool Compare more cards

Common Questions: Delta SkyMiles Gold American Express Card vs Platinum

Is the Delta SkyMiles Gold American Express Card or Platinum better for dining?

Delta SkyMiles Gold American Express Card earns 2x on dining; Platinum has no dining bonus.

Which has the higher signup bonus in 2026?

Delta SkyMiles Gold American Express Card currently offers $1125 signup bonus. Platinum offers no current bonus. Delta SkyMiles Gold American Express Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Delta SkyMiles Gold American Express Card and the Platinum?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Delta SkyMiles Gold American Express Card is from American Express and Platinum is from Navy Federal Credit Union, so they're governed by separate bank policies.