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Card Comparison

Costco Anywhere Visa vs Platinum

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Costco Anywhere Visa card art
Costco
Costco Anywhere Visa
Citi
More Info
Platinum card art
Navy Federal Credit Union
Platinum
Navy Federal Credit Union
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
None
None
Top Earn Rates
  • Gas at Costco 5x
  • Eligible Gas and EV Charging 4x
  • Restaurants 3x
  • All Purchases 1x
Reward Type
cashback
credit building
Key Credits
  • Costco Membership $65
None
Transfer Partners
Cash back only
No transfer partners

Common Questions: Costco Anywhere Visa vs Platinum

Is the Costco Anywhere Visa or Platinum better for dining?

Costco Anywhere Visa earns 3x on dining; Platinum has no dining bonus.

Which has the higher signup bonus in 2026?

Neither card has a current public signup bonus. Check the issuers' sites for any targeted offers.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Costco Anywhere Visa and the Platinum?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Costco Anywhere Visa is from Citi and Platinum is from Navy Federal Credit Union, so they're governed by separate bank policies.