Skip to main content
Card Comparison

Citi Thank You vs Southwest Priority

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Citi Thank You card art
Citi ThankYou Points
Citi Thank You
Citi
More Info
Southwest Priority card art
Southwest Rapid Rewards
Southwest Priority
Chase
More Info
Annual Fee
No annual fee
$229/yr
Foreign Fees
None
None
Signup Bonus
None
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Gas Stations 5x
  • All Other Purchases 1x
  • Southwest Airlines 4x
  • Restaurants 2x
  • Gas Stations 2x
Reward Type
miles
miles
Key Credits
None
  • Travel Credit $75
Spend Milestones
No milestones
  • 2,500 Tier Qualifying Points toward A-List status
    After $5,000 spend
Transfer Partners
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
No transfer partners

Common Questions: Citi Thank You vs Southwest Priority

Is the Citi Thank You or Southwest Priority better for dining?

Citi Thank You has no dining bonus; Southwest Priority earns 2x on dining.

Which has the higher signup bonus in 2026?

Citi Thank You currently offers no current bonus. Southwest Priority offers 85,000 pts signup bonus (spend $3,000 in 3 months). Southwest Priority has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Citi Thank You and the Southwest Priority?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Citi Thank You is from Citi and Southwest Priority is from Chase, so they're governed by separate bank policies.