Card Comparison
Citi Thank You vs Southwest Priority
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
$229/yr
Foreign Fees
None
None
Signup Bonus
None
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
- Gas Stations 5x
- All Other Purchases 1x
- Southwest Airlines 4x
- Restaurants 2x
- Gas Stations 2x
Reward Type
miles
miles
Key Credits
None
- Travel Credit $75
Spend Milestones
No milestones
- 2,500 Tier Qualifying Points toward A-List statusAfter $5,000 spend
Transfer Partners
- AAdvantage
- AAdvantage
- Aeromexico Club Premier
- Aeromexico Club Premier
- Accor Live Limitless
- +35 more
No transfer partners
Common Questions: Citi Thank You vs Southwest Priority
Is the Citi Thank You or Southwest Priority better for dining?
Citi Thank You has no dining bonus; Southwest Priority earns 2x on dining.
Which has the higher signup bonus in 2026?
Citi Thank You currently offers no current bonus. Southwest Priority offers 85,000 pts signup bonus (spend $3,000 in 3 months). Southwest Priority has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Citi Thank You and the Southwest Priority?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Citi Thank You is from Citi and Southwest Priority is from Chase, so they're governed by separate bank policies.
