Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Citi Strata vs Wells Fargo Attune

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Citi Strata card art
Citi ThankYou Points
Citi Strata
Citi
More Info
Wells Fargo Attune card art
Wells Fargo Cash Rewards
Wells Fargo Attune
Wells Fargo
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
30,000 points
Spend $1,000 in 3 months
$100 credit
Spend $500 in 3 months
Top Earn Rates
  • Hotels (Citi Travel) 5x
  • Car Rentals (Citi Travel) 5x
  • Attractions (Citi Travel) 5x
  • gym memberships, salons and spas 4x
  • select sports, recreation, and entertainment 4x
  • public transit, electric vehicle charging, and select thrift stores 4x
Reward Type
miles
cashback
Key Credits
None
None
Transfer Partners
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
Cash back only
Open full comparison tool Compare more cards

Common Questions: Citi Strata vs Wells Fargo Attune

Is the Citi Strata or Wells Fargo Attune better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Citi Strata currently offers 30,000 pts signup bonus (spend $1,000 in 3 months). Wells Fargo Attune offers $100 signup bonus (spend $500 in 3 months). Citi Strata has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Citi Strata and the Wells Fargo Attune?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Citi Strata is from Citi and Wells Fargo Attune is from Wells Fargo, so they're governed by separate bank policies.