Card Comparison
Citi Strata Premier vs My Best Buy Visa Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$95/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
See issuer
Top Earn Rates
- Hotels (Citi Travel) 10x
- Car Rentals (Citi Travel) 10x
- Attractions (Citi Travel) 10x
- Best Buy 5x
- Gas 3x
- dining, takeout, grocery 2x
Reward Type
miles
miles
Key Credits
- Hotel Benefit $100
None
Transfer Partners
- AAdvantage
- AAdvantage
- Aeromexico Club Premier
- Aeromexico Club Premier
- Accor Live Limitless
- +35 more
No transfer partners
Common Questions: Citi Strata Premier vs My Best Buy Visa Card
Is the Citi Strata Premier or My Best Buy Visa Card better for dining?
Citi Strata Premier earns 3x on dining; My Best Buy Visa Card earns 2x on dining. Citi Strata Premier wins for dining.
Which has the higher signup bonus in 2026?
Citi Strata Premier currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). My Best Buy Visa Card offers no current bonus. Citi Strata Premier has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Citi Strata Premier and the My Best Buy Visa Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Citi, so check their specific application rules.