Citi Strata Elite vs The Platinum Card from American Express
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Hotels (Citi Travel) 12x
- Car Rentals (Citi Travel) 12x
- Attractions (Citi Travel) 12x
- Flights (Direct or Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- All Other Purchases 1x
- Hotel Benefit $300
- Splurge Credit $200
- Blacklane Credit $200
- +3 more
- Prepaid Hotel Credit $200
- Uber Cash $15
- Airline Fee Credit $200
- +4 more
- Priority Pass Select
- Hertz Five Star Status
- 25% Points Bonus on Portal Redemptions
- Centurion Lounge Access
- Priority Pass Select
- Delta Sky Club Access
- +6 more
- AAdvantage
- AAdvantage
- Aeromexico Club Premier
- Aeromexico Club Premier
- Accor Live Limitless
- +35 more
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: Citi Strata Elite vs The Platinum Card from American Express
Is the Citi Strata Elite or The Platinum Card from American Express better for dining?
Citi Strata Elite earns 6x on dining; The Platinum Card from American Express has no dining bonus.
Which has the higher signup bonus in 2026?
Citi Strata Elite currently offers 100,000 pts signup bonus (spend $6,000 in 3 months). The Platinum Card from American Express offers 175,000 pts signup bonus (spend $12,000 in 6 months). The Platinum Card from American Express has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Citi Strata Elite and the The Platinum Card from American Express?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Citi Strata Elite is from Citi and The Platinum Card from American Express is from American Express, so they're governed by separate bank policies.