Card Comparison
Citi Double Cash vs Citi Strata Premier
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
$95/yr
Foreign Fees
3%
None
Signup Bonus
$200 credit
Spend $1,500 in 6 months
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
- Citi Travel 5x
- All Other Purchases 2x
- Hotels (Citi Travel) 10x
- Car Rentals (Citi Travel) 10x
- Attractions (Citi Travel) 10x
Reward Type
cashback
miles
Key Credits
None
- Hotel Benefit $100
Transfer Partners
- AAdvantage
- AAdvantage
- Aeromexico Club Premier
- Aeromexico Club Premier
- Accor Live Limitless
- +35 more
- AAdvantage
- AAdvantage
- Aeromexico Club Premier
- Aeromexico Club Premier
- Accor Live Limitless
- +35 more
Common Questions: Citi Double Cash vs Citi Strata Premier
Is the Citi Double Cash or Citi Strata Premier better for dining?
Citi Double Cash has no dining bonus; Citi Strata Premier earns 3x on dining.
Which has the higher signup bonus in 2026?
Citi Double Cash currently offers $2 signup bonus (spend $1,500 in 6 months). Citi Strata Premier offers 60,000 pts signup bonus (spend $4,000 in 3 months). Citi Strata Premier has the larger bonus.
Which card is better for international travel?
Citi Strata Premier charges no foreign transaction fees — the better pick for international use. Citi Double Cash charges 3% on foreign purchases.
Can I hold both the Citi Double Cash and the Citi Strata Premier?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Citi, so check their specific application rules.